Learn About Medicare Advantage (Part C) in Fort Myers, Lakeland, Naples, Sarasota, Tampa, Bonita Springs, Bradenton, FL, and all of West, Central, and Southwest Florida
Explore HMO and PPO Medicare Advantage Options Through Florida Blue
Medicare Advantage (Part C) plans are offered by Medicare-approved private insurers, including Florida Blue. These plans combine Part A (hospital insurance) and Part B (medical insurance), and may include additional benefits such as:
- Prescription drug coverage (Part D)
- Dental, vision, and hearing services
- Fitness and wellness programs
- Annual out-of-pocket maximums for added financial protection
Plan types available may include:
- BlueMedicare HMO – Offers coordinated care through a defined network of providers. Referrals may be required for specialist visits.
- BlueMedicare PPO – Provides flexibility to access in-network and out-of-network providers, often including integrated drug coverage.
Important Medicare Advantage Information
- Availability of plans and benefits varies by ZIP code and service area. Not all plans or features may be available in your location.
- Plans such as Plan C are only available to individuals who were first eligible for Medicare before January 1, 2020.
- When you enroll in a Medicare Advantage plan, you remain enrolled in Medicare and continue to pay your Part B premium. However, your benefits are administered through the private insurer rather than Original Medicare. You cannot be enrolled in a Medicare Advantage plan and use Original Medicare at the same time.
This information is for educational purposes only. No plan-specific details are provided. For personalized assistance, please contact a licensed insurance agent.
Florida Blue Medicare Advantage Support from Bay Insurance
As your local agency for Florida Blue, Bay Insurance provides educational assistance to help you review and understand your Medicare Advantage plan options. Our licensed agents are available to:
- Compare plan types and features
- Review provider networks and cost structures
- Explain prescription drug formularies and coverage terms
Our role is to offer objective, educational guidance so you can make an informed decision. There is no obligation to enroll, and no sales pressure.
Health and Wellness Support with Florida Blue
Florida Blue Medicare Advantage plans may include access to additional services that support overall health and well-being. Depending on your chosen plan, available features may include:
- 24/7 nurse lines for non-emergency health questions
- Preventive screenings and wellness incentives
- Chronic condition management resources
Bay Insurance is committed to helping you understand your plan’s features and how they may align with your healthcare goals. Our licensed agents are available to provide general information and personalized support.
Contact Bay Insurance to Learn More
Call 800-330-7124 or contact us online to speak with a licensed insurance agent in your area.
*Florida Blue Medicare Advantage plans are offered by Florida Blue, an independent licensee of the Blue Cross and Blue Shield Association. Florida Blue is a Medicare Advantage organization with a Medicare contract and a Medicare-approved Part D sponsor. Enrollment in any Medicare Advantage plan depends on contract renewal and eligibility. Individuals must have both Medicare Part A and Part B and must reside in the plan’s service area. You cannot be enrolled in a Medicare Advantage plan and use Original Medicare at the same time. This content is for educational use only. For assistance, contact a licensed insurance agent.