Individual Health Insurance and Florida Blue Insurance with Blue Cross Blue Shield Serving Bonita Springs, Fort Myers, Tampa, Lakeland, Bradenton, Naples, Sarasota, FL, and all of West, Central, and Southwest Florida
Everyone Deserves Affordable Health Insurance
Bay Insurance Provides Florida Blue Individual Health Plans
Individual health insurance can be a significant investment. Florida Blue is Florida’s Blue Cross and Blue Shield plan and one of the state’s largest health insurers. With a broad member base, Florida Blue plans may offer competitive pricing due to a large risk pool. As your local agency for Florida Blue, Bay Insurance can help you compare health plans that fit your specific needs and budget.
Florida Blue plans comply with Affordable Care Act (ACA) requirements. Bay Insurance has helped individuals and families in Sarasota, Fort Myers, Lakeland, Tampa, Naples, Bradenton, Bonita Springs, and throughout West, Central, and Southwest Florida find appropriate health insurance coverage.
Health Insurance: Protecting More Than Physical Health
While the federal penalty for being uninsured has changed, the financial risks of lacking coverage remain. A major illness or extended hospital stay can place a significant burden on any household.
Florida Blue individual health insurance plans are designed to help individuals and families access healthcare and reduce out-of-pocket financial strain.
Bay Insurance believes health insurance is a key part of maintaining both physical and financial wellness.
Florida Blue offers plan options that include preventive care, doctor visits, and more, tailored to suit a variety of coverage needs and budgets. Coverage options vary by location and eligibility.
Plan Options Include:
- BlueOptions: Offers access to a large statewide network of doctors, hospitals, and pharmacies. Includes support services for care coordination and coverage for travel emergencies.
- BlueCare: Includes predictable co-pays for many medical services and access to an extensive provider network. No referrals are required for most services.
- BlueSelect: Designed with lower premiums and a focused provider network. Includes $0 wellness visits and prescription drug benefits at participating pharmacies.
- MyBlue Health: Offers coordinated care through a dedicated provider network to help manage costs and simplify care access. Includes services tailored to individuals and families.
- Additional Coverage Options: Available for accident, critical illness, and hospital stays. These products provide direct payments to help offset expenses not covered by health insurance.
- BlueDental Choice or Copayment: Dental plans include preventive services such as exams and cleanings, along with restorative care like fillings, crowns, bridges, and dentures. Members can choose from a large network of participating dentists.
Have Questions? Your Bay Insurance agent is available to help you review your options and find a plan that works for you.